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Auto liability coverage

What is auto liability coverage?

Auto liability coverage for a trucking business provides insurance protection against claims or lawsuits that arise due to accidents involving the company’s commercial trucks. This type of insurance is necessary because commercial trucks are often large and heavy, which means that accidents involving them can result in serious damage and injuries.

Auto liability coverage typically includes both property damage and bodily injury coverage. Property damage coverage pays for damage to other people’s vehicles, buildings, or other property caused by an accident involving the company’s truck. Bodily injury coverage pays for medical expenses, lost wages, and other damages suffered by other people who are injured in an accident involving the company’s truck.

The amount of auto liability coverage required for a trucking business depends on a number of factors, including the size and weight of the company’s trucks, the type of cargo they carry, and the regulatory requirements of the state or states in which the company operates. Trucking companies may also choose to purchase additional insurance coverage, such as cargo insurance, to protect against other types of losses.

It’s important for trucking companies to carefully review their auto liability coverage and other insurance policies to ensure they have adequate protection against potential losses. A commercial trucking accident can result in significant financial losses and legal liabilities, so having the right insurance coverage in place is critical for protecting the company’s assets and reputation.

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