General

Access to and use of this Website and the services available at this Website are subject to the following terms and conditions as set forth in this notice (“Agreement”). By accessing or using the Website or downloading materials from the Website, you agree to be legally bound by the terms and conditions set forth below without any modification. Please review them carefully. If you do not agree to the terms, do not use this Website. Content on this site may not be used for commercial benefit without expressed written consent of Millennium Insurance Group LLC.  You must be 18 years of age or older or the age of majority as that is defined in your jurisdiction, whichever is older, to use the Website. 

Copyrights

Copyright 2023 Millennium Insurance Group LLC. All Rights Reserved.

The copyright in this entire website is held by Millennium Insurance Group LLC. All material provided on this Website is protected under United States copyright laws and international copyright laws and treaty provisions. Except as expressly provided herein, none of the material provided on this Website may be copied, distributed, republished, reproduced, downloaded, displayed or transmitted in any form for commercial use without the prior written permission of Millennium Insurance Group LLC.

Individual visitors of this Website are permitted to print one copy of material published on this Website solely for their personal, non-commercial use, provided they do not modify the materials and that they retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if you breach any of the terms and conditions contained herein. Millennium Insurance Group LLC does not permit the download or printing of this Website for any commercial purpose, including the use on other Website.

Trademarks

Any trademarks, logos, service marks, brand identities, titles, characters, graphics, designs, and/or other properties displayed on this website are property of Millennium Insurance Group LLC and are protected as registered and unregistered trademarks and copyrights. You may not use trademarks without the express written permission of Millennium Insurance Group LLC.

Licensing and Permissions

To protect our intellectual property, Millennium Insurance Group LLC requires a license agreement or written permission from an authorized agent of Millennium Insurance Group LLC prior to any use of brand names, trademarks, service marks, copyrights and other intellectual property belonging to Millennium Insurance Group LLC. Any misuse of intellectual property belonging to Millennium Insurance Group LLC is strictly prohibited. For additional information on license agreements and Millennium Insurance Group LLC’ intellectual property, including trademarks and copyrights, contact us at: info@millenniuminsure.com

All Rights Reserved

Millennium Insurance Group LLC does not grant any express or implied right to you under any patents, trademarks, copyrights, trade secret, or any other intellectual property.

Your Account

If the Website is interactive, allowing you to create an account and allowing you to upload and/or download content from the Website, this section applies.  If you create an account, you may create a personal user id and password, which will allow you, in accordance with these Terms of Use, access and use your account. We understand that the privacy and security of data that are maintained on the Website are important, and therefore, we use commercially reasonable security technology, features and policies to protect that privacy. However, please keep in mind that such records are only secure if You protect Your password and change Your password frequently.

When you upload and/or download information to or from the Website, such content uploads and downloads will be communicated using commercially reasonable security procedures and processes. However, Millennium Insurance Group LLC cannot and will not guarantee that: (a) the content, during its transmission, will be protected against loss, misuse or alteration by third parties; or (b) access to Your account will be uninterrupted; or (c) the commercially reasonable security procedures and processes cannot be breached.

You may not use the Website in order to transmit, post, distribute, store or destroy material, including without limitation, content from the Website, (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of Millennium Insurance Group LLC or any other third party or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Information Submitted

Any communication or material submitted to this Website, including by electronic mail and/or website submission, is the exclusive property of Millennium Insurance Group LLC and is considered to be non-confidential and nonproprietary. Such communication may include without limitation questions, comments, suggestions, and ideas. Millennium Insurance Group LLC shall be free to use them for any purpose whatsoever without restriction or further compensation. This means that you disclaim any proprietary rights in such submissions, and you acknowledge Millennium Insurance Group LLC’ unrestricted right to use them (or materials or ideas similar to them) in any medium, now and in the future, without notice, compensation or other obligation to you or any other person. It also means Millennium Insurance Group LLC has no obligation to keep your submissions confidential.

Although Millennium Insurance Group LLC is under no obligation to review or monitor information you submit, Millennium Insurance Group LLC reserves the absolute right to do so in its sole discretion. In addition, Millennium Insurance Group LLC reserves the right to alter, edit, create derivative works, refuse to post or remove any information you submit, in whole or in part, for any reason or for no reason. You agree that Millennium Insurance Group LLC does not have any obligation to use or respond to any submission.

You are responsible for all of your submissions. You may not submit any material misrepresenting yourself as someone else, or by using a false e-mail address. Do not submit any material or links to material that is libelous, defamatory, false, obscene, violent, abusive, threatening, harassing, prejudicial, or is otherwise in violation of the law or the terms of this Agreement.

No Unlawful or Prohibited Use

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

• In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United States or other countries).
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
• To send, knowingly receive, upload, download, use or re-use any material which does not comply with the Content Standards set out in these Terms of Use.
• To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
• To impersonate or attempt to impersonate MILLENNIUM INSURANCE GROUP LLC, a MILLENNIUM INSURANCE GROUP LLC employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or account names associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by MILLENNIUM INSURANCE GROUP LLC, may harm MILLENNIUM INSURANCE GROUP LLC or users of the Website or expose them to liability.

Additionally, you agree not to:

• Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.
• Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
• Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Website.
• Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
• Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website.
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
• Otherwise attempt to interfere with the proper working of the Website.

Links to Other Websites

As a convenience to you, Millennium Insurance Group LLC may provide links to Website operated by others. Millennium Insurance Group LLC makes no representations about Website accessed from this Website which are not maintained, controlled or created by Millennium Insurance Group LLC and does not endorse any linked website or the information appearing thereon. Links do not imply that Millennium Insurance Group LLC endorses, is affiliated with, or associated with such linked website.   

Modification of the Website and these Terms

By providing material on this Website, Millennium Insurance Group LLC does not promise that the materials will remain available to you. Millennium Insurance Group LLC reserves the right at any time and from time to time to modify the Website or discontinue providing access to the Website (or any part thereof), temporarily or permanently, with or without notice to you. You agree that Millennium Insurance Group LLC will not be liable to you for any modification, suspension or discontinuance of the Website.

Millennium Insurance Group LLC also reserves the right to change the terms, conditions, and notices for the Website at any time by updating this posting and your use of the Website following any such changes will constitute your consent to such modified terms. You agree to review these terms regularly to verify for changes. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages at this Website.

Termination of this Agreement

The terms of this Agreement will continue to apply until terminated by either you or Millennium Insurance Group LLC as set out below. Your right to access and use the Website terminates automatically upon your breach of any of the terms in this Agreement.

Millennium Insurance Group LLC may terminate your access to, and use of, the Website at any time and for any reason. Millennium Insurance Group LLC will use reasonable efforts to notify you in advance about any material modification, suspension, or termination by Millennium Insurance Group LLC that is not caused by your breach of the terms of this Agreement.

The disclaimer, the limitation of liability, indemnification, jurisdiction and applicable law provisions shall survive any termination.

Jurisdiction

Millennium Insurance Group LLC controls and operates the Website from the company’s headquarters in Illinois, in the United States of America. Any claim relating to the Website or your use of it shall be governed by the internal substantive laws of the State of Illinois, without regard to its conflict of laws provisions, and you agree that jurisdiction and venue in any legal proceeding directly or indirectly arising out of or relating to the Website shall be in the state or federal courts located in DuPage County, Illinois and You expressly consent to the jurisdiction of said courts.

Indemnification

You agree to indemnify, defend, and hold harmless Millennium Insurance Group LLC, its officers, directors, employees, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees and court costs, resulting from any violation of these terms and conditions or any activity related to accessing the Website (including, but not limited to, negligent or wrongful conduct), by you or any other person accessing the Website under your direction.

YOUR ACCESS AND USE OF THE WEBSITE REPRESENTS YOUR WARRANTY TO MILLENNIUM INSURANCE GROUP LLC THAT YOU WILL USE THE WEBSITE IN A MANNER CONSISTENT WITH ANY AND ALL APPLICABLE LAWS AND REGULATIONS.

Disclaimer

Millennium Insurance Group LLC endeavors to maintain the Website and its operation, but is not, and cannot be, responsible for the results of any defects that may exist in the Website or its operation. ALL MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. Millennium Insurance Group LLC expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to all implied warranties of merchantability or fitness for a particular purpose, title and non-infringement. Millennium Insurance Group LLC makes no warranty that (i) the operation of the Website will meet the user’s requirements; (ii) access to the Website will be uninterrupted, timely, secure, free of viruses, worms, trojan horses or other harmful components, or free of defects or errors; (iii) the results that may be obtained from the use of the Website will be accurate or reliable; or (iv) defects will be corrected. You (and not Millennium Insurance Group LLC) assume the entire cost of all servicing, repair, or correction that may be necessary for your computer equipment and software as a result of any viruses, errors or any other problems whatsoever you may have as a result of visiting this Website. Some jurisdictions do not allow the disclaimer of implied warranties, so these limitations may not apply; however, they SHALL apply to the greatest extent permitted by law.

Limitation of Liability

IN NO EVENT shall Millennium Insurance Group LLC be liable for any damages or injury, including any direct, special, incidental, consequential (SUCH DAMAGES INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST REVENUES, LOST DATA, AND/OR COSTS OF PROCURING SUBSTITUTE GOODS, SOFTWARE OR SERVICES), punitive or other damages, that may result from the use of, or the inability to use, the Website or any materials in the Website, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of the Website or information available in the website. Millennium Insurance Group LLC shall not be liable even if Millennium Insurance Group LLC or a Millennium Insurance Group LLC authorized representative has been advised of the possibility of such damages. These include but are not limited to damages or injury caused by error, omission, interruption, defect, failure of performance, delay in operation or transmission, line failure or computer virus, worm, trojan horse or other harmful component. IF Millennium Insurance Group LLC IS RESPONSIBLE FOR ANY DAMAGES, THE MAXIMUM AMOUNT YOU MAY RECOVER FOR ANY AND ALL CLAIMS RELATING TO THIS YOUR USE OF THE WEBSITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100). Some jurisdictions do not allow the exclusion or limitation of certain types of damages, so these exclusions may not apply; however, they shall apply to the greatest extent permitted by law.

Severability

If any provision of this Agreement shall be found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

Terms of Use Controlling

Except to the extent that You and Millennium Insurance Group LLC have entered into a written agreement regarding the provision of services (including but not limited to transportation services, logistics services, or any other services) by Millennium Insurance Group LLC to You, or by You to Millennium Insurance Group LLC, and such written agreement expressly contemplates the use of this Website, these Terms of Use are the entire agreement between the parties relating to the matters contained herein and shall not be modified except in writing, signed by Millennium Insurance Group LLC.

No Waiver

No failure on the part of Millennium Insurance Group LLC to enforce any part of this Agreement shall constitute a waiver of any of Millennium Insurance Group LLC’ rights under this Agreement whether for past or future actions on the part of any person.  Neither the receipt of any funds by Millennium Insurance Group LLC nor the reliance of any person on Millennium Insurance Group LLC’ actions shall be deemed to constitute a waiver of any part of the Agreement.  Only a specific, written waiver signed by an authorized representative of Millennium Insurance Group LLC shall have any legal effect whatsoever.

Miscellaneous

1. Nothing on this Website constitutes an offer to sell or solicitation to buy securities.
2. No agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship is intended nor created by these Terms of Use.
3. The paragraph titles in this Agreement are for convenience only and have no legal or contractual effect.

How we communicate with you.

Through the online services, you may opt in to receive emails, text messages to the mobile number you provide to us or push notifications from Millennium Insurance Group LLC. When you opt in to any of these types of communications, you understand and consent that you will receive marketing, transactional and other messages from Millennium Insurance Group LLC. Millennium Insurance Group LLC may use the information you have provided to us to communicate with you in accordance with the Millennium Insurance Group LLC Privacy Notice.

Incorporation of Privacy Policy

Millennium Insurance Group LLC hereby incorporates its Privacy Notice into this Agreement.

Contacting Millennium Insurance Group LLC

You may direct any questions concerning this Agreement to:

info@millenniuminsure.com

Last Updated: 4/17/2024